Overdraft credit

OJSC "Tojiksodirotbank" offers short-term loans, which allows to make payments even when the balance of the current account less than the amount required to make a payment. For customers currently use the following types of overdrafts:
  • Overdraft on the loan account;
  • Overdraft on your checking account.
Beneficiary: a legal entity registered and operating in accordance with the legislation of the Republic of Tajikistan.

Objective: To finance short-term obligations of the client when the costs exceed revenues temporarily on the client's account.

Amount: according to the calculated credit limit.

Term not exceeding one year.

Loan currency: TJS / or US Dollar / Euro.

Benefits for the beneficiary:

The ability to automatically access, as needed, to the funds to meet its liabilities within the calculated amount of overdraft;
saving time and money by using overdraft;
single procedure for consideration of loan applications;
Finally, the loan agreement and registration of collateral agreement for the duration of the overdraft reduces the cost of obtaining credit "overdraft" in comparison with other types of loans;
Payment of interest is carried out with the actual balance on the loan account "overdraft", which makes it, in the case of the daily settlement, one of the cheapest types of credit.
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