Trade finance

JSC "Tojiksodirotbank" - one of the leaders in the field of trade finance in the market of Tajikistan, performs servicing wide range of clients to ensure trade and foreign trade. 

Using the tools of the trade finance banks allow customers to achieve significant reduction of the commercial and financial risks in export-import operations, reduce costs, and optimize financial flows. 

"Tojiksodirotbank" offers the following products and services in the area of trade financing and international settlement: 
  • import financing - financing of customers in the form of a letter of credit and / or issuing bank guarantees (if necessary confirmed first class international banks); 
  • a full range of services for import / export letters of credit - opening, advising, confirmation, transfer (transference), making payments, discounting and negotiation of documents under letters of credit. 
  • provision of guarantees, 
  • advising and authentication guarantees issued by foreign banks in favor of the customers 
The use of these products and services at import (purchase) transactions provide customers with the Bank - Importers following advantages: 
  • reduce credit risk by eliminating the advance payments; 
  • reduction in the country and legal risks in foreign trade contracts; 
  • guaranteeing payment to the supplier only if the delivery of the goods in strict accordance with the nomenclature, quality and on time shipment; 
  • a significant reduction in the cost of financing imports (purchases) compared to simple lending; 
  • the possibility of installment payment for the goods supplied; 
  • partners the opportunity to demonstrate their competence in the field of settlement of commercial transactions, as well as to confirm their ability to pay 

On the other hand, the advantages of working with the tools of the trade finance bank receives clients and acting in the transaction as a seller: 
  • guarantee receipt of payment by the bank for the delivered goods, if the conditions of the contract for the shipment of goods; 
  • clearly defined and rapid procedure for obtaining payment for goods delivered after shipment; 
  • improving the competitiveness of the goods offered by offering various forms of payment for goods without increasing the risk of non-payment
JSC "Tojiksodirotbank" has all the necessary resources and infrastructure to implement trade financing on the most favorable terms for the client. 

Rich practical experience of experts of the bank gained during the implementation of projects of bank customers to optimize the structure calculations and determine the basic conditions and the cost of financing is still in the drafting process, allowing both to expand the volume of trade and procurement activities and increase the profitability of operations. 

Wide correspondent network, with over 20 correspondent banks around the world, allows calculations in minimum time. The use of international experience and the benefits of trade finance instruments as possible in foreign trade, and in trade contracts between the Tajik companies. 

The Bank has achieved recognition from leading financial institutions. A number of well-known international banks, including the Bank JSC CB "Kazkommertsbank", JSC "BTA Bank" and JSC CB "Promsvyazbank"  provide the bank credit lines for documentary operations, which allow to make transactions with foreign counterparts on the best terms for our clients.
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